New Requirement
Starting July 2025, all employers of foreign domestic workers must provide a Primary Care Plan (PCP) in addition to the existing medical insurance requirement. This ensures domestic workers have access to both inpatient and outpatient healthcare services.
What is the Primary Care Plan?
The Primary Care Plan (PCP) is a comprehensive outpatient healthcare program designed specifically for foreign domestic workers in Singapore. Unlike the mandatory medical insurance which primarily covers inpatient care and hospitalization, the PCP focuses on day-to-day healthcare needs, preventive care, and early intervention.
Purpose
Ensure foreign domestic workers have access to essential outpatient healthcare services, reducing the reliance on emergency care and improving overall health outcomes.
Who Needs to Comply
All employers of foreign domestic workers in Singapore, regardless of the worker's nationality, age, or length of employment.
Coverage & Benefits
Comprehensive outpatient healthcare services covered under the Primary Care Plan
Outpatient Medical Services
Comprehensive outpatient care for your domestic worker
- General practitioner consultations
- Basic diagnostic procedures
- Medical examinations
- Medication prescriptions
- Minor treatments and procedures
Unlimited GP consultations at designated clinics with minimal co-payment
Preventive Healthcare
Proactive health management and preventive services
- Regular health screenings
- Vaccinations and immunizations
- Health and wellness education
- Early detection programs
- Preventive health counseling
Annual health screening included with comprehensive preventive care
Provider Network
Access to quality healthcare facilities across Singapore
- Island-wide network of clinics
- Neighborhood GP access
- Extended clinic hours
- Multiple languages supported
- Digital appointment system
Over 500 participating clinics throughout Singapore
Digital Health Services
Modern healthcare management through digital platforms
- Electronic Medical Records
- Online appointment booking
- Telemedicine consultations
- Mobile app for healthcare services
- Digital insurance claims
Mobile app available for iOS and Android devices
Implementation Timeline
Key dates and phases for the rollout of the Primary Care Plan requirement
Announcement Phase
Official MOM announcement of the Primary Care Plan requirements for domestic workers
Provider Registration
Healthcare providers begin registering for the PCP network
Employer Education
Information campaign for employers on PCP enrollment and benefits
Early Enrollment
Early adoption period begins for employers
Mandatory Implementation
PCP requirement becomes mandatory for all domestic worker employers
Cost Structure
Understanding the financial aspects of the Primary Care Plan
Cost Structure
The Primary Care Plan is designed to be affordable while providing comprehensive coverage. Plans are typically structured with the following cost components:
Annual Premium
S$120 - S$200 per year, depending on the plan tier and provider
Co-payment Structure
Employer typically pays S$5 - S$10 per GP consultation as co-payment
Claim Limits
Annual claim limits range from S$1,500 - S$3,000 for outpatient services
Important Note
The PCP is separate from the mandatory medical insurance (MI) requirement. Employers need to maintain both coverages, with MI covering inpatient care and PCP covering outpatient services.
Provider Network
Information about healthcare providers offering Primary Care Plans
Primary Care Plans are offered by approved healthcare providers across Singapore. These providers maintain extensive networks of general practitioners and clinics to ensure convenient access for foreign domestic workers.
Key Provider Features
Island-wide Coverage
Clinics located across Singapore, including neighborhood areas where domestic workers typically reside
Multilingual Services
Many providers offer services in languages commonly spoken by foreign domestic workers (e.g., Tagalog, Bahasa Indonesia)
Extended Hours
Selected clinics offer evening and weekend appointments to accommodate domestic workers' schedules
Digital Services
Mobile apps for appointment booking, telemedicine consultations, and electronic medical records
Approved PCP Providers
The official list of approved PCP providers will be published by MOM closer to the implementation date. Major providers expected to offer PCPs include:
- NTUC Income
- AIA Singapore
- Great Eastern
- Raffles Health Insurance
- AXA Insurance
Prepare for the new requirements
Contact us to learn more about how you can prepare for the upcoming Primary Care Plan requirements