Insurance FAQ

Answers to common questions about domestic helper insurance requirements in Singapore based on the Ministry of Manpower (MOM) regulations.

Important Note

The information provided below is based on the Ministry of Manpower (MOM) guidelines as of March 2024. Insurance requirements may be updated by MOM periodically. For the most current information, please refer to the official MOM website.

Still have questions about helper insurance?

Our team is ready to help you understand your obligations and find the right insurance plan for your domestic helper.

Insurance FAQ

Important Note

What type of insurance do I need to purchase for my domestic helper?

What are the minimum coverage requirements for Medical Insurance?

What does the Enhanced Medical Insurance (MI) require?

What are the requirements for Personal Accident Insurance?

Does MOM accept insurance policies purchased overseas?

Can I have a co-pay arrangement with my helper for medical expenses?

What is the difference between medical insurance and personal accident insurance?

Do I need to pay for my helper's outpatient treatment costs?

If my helper falls ill or gets injured on her rest day, am I still responsible for her medical treatment?

Are domestic helpers covered under the Work Injury Compensation Act (WICA)?

How can I ensure the insurance I purchase meets MOM's requirements?

What happens if I don't meet the insurance requirements for my helper?

Still have questions about helper insurance?

Services

Company

Hiring Process

Legal