Compare Maid Insurance Plans Singapore 2026
Side-by-side breakdown, pick the right level of protection for your helper and budget.
| Feature | Standard S$566.80 | Most Popular Deluxe S$648.50 | Best Value Premier S$730.30 |
|---|---|---|---|
| Price (26 months) | S$566.80 | S$648.50 | S$730.30 |
| Medical Coverage | S$60,000 | S$80,000 | S$100,000 |
| Personal Accident | S$60,000 | S$60,000 | S$60,000 |
| Security Bond | S$5,000 | S$5,000 | S$5,000 |
| COVID-19 Coverage | |||
| Basic Outpatient Care | |||
| Dental Care | |||
| Repatriation Expenses | |||
| Replacement Helper Costs | |||
| Critical Illness Coverage | |||
| Emergency Medical Evacuation | |||
| Wage & Levy Reimbursement | |||
| MOM Compliant | |||
| Get Standard | Get Deluxe | Get Premier |
All plans cover the mandatory 26-month period and are fully MOM-compliant. View full coverage details →
Best Maid Insurance Plans in Singapore 2026
All plans are MOM-compliant and include the mandatory security bond.
Premier Plan
Maximum coverage with premium benefits
Only S$1.00/day
- All Deluxe Plan Benefits
- Premium Medical Coverage (S$100,000)
- Critical Illness Coverage
- Emergency Medical Evacuation
- Wage & Levy Reimbursement
Deluxe Plan
Enhanced protection with additional benefits
Only S$0.89/day
- All Standard Plan Benefits
- Enhanced Medical Coverage (S$80,000)
- Dental Care Coverage
- Repatriation Expenses
- Replacement Helper Expenses
Standard Plan
Essential coverage meeting MOM requirements
Only S$0.78/day
- Medical Insurance (S$60,000 coverage)
- Personal Accident Insurance (S$60,000)
- Security Bond (S$5,000)
- COVID-19 Coverage
- Basic Outpatient Care
Optional Add-Ons, from S$54.50
Enhance any plan with these optional extras.
Which Maid Insurance Plan Should You Choose?
Best for budget-conscious employers with a young, healthy helper (under 35).
- Meets all MOM requirements
- Lowest upfront cost
- No dental / repatriation
Best balance of coverage and price. Ideal for helpers aged 35-50.
- S$80,000 medical coverage
- Dental + repatriation
- Replacement helper costs
Best for helpers aged 45+ or employers wanting zero financial surprises. Only S$1/day.
- S$100,000 medical coverage
- Critical illness + evacuation
- Wage & levy reimbursement
Not sure which plan fits? Contact our team for a free recommendation based on your helper's age and budget. Or see the full coverage details →
2026 MOM Enhanced Medical Insurance Requirements
MOM rolled out enhanced requirements in two stages. All our plans are fully compliant.
- Minimum coverage raised from S$15,000 to S$60,000
- 75% insurer / 25% employer co-payment for claims above S$15,000
- Direct insurer payment to hospitals, no upfront payment required
- Standardised exclusion clauses across all insurers
- Age-differentiated premiums for helpers above/below 50
Co-Payment Calculator
Estimate your out-of-pocket cost for medical claims above S$15,000.
Maid Insurance Singapore, Frequently Asked Questions
Get your maid insurance sorted today
Our consultants recommend the right plan for your helper's age and budget, and handle all the paperwork.
Maid Insurance Singapore 2026: Key Facts
- Plans from S$566.80 for 26 months, less than S$1/day for full MOM-compliant coverage.
- 3 plan tiers: Standard (S$566.80), Deluxe (S$648.50, most popular), Premier (S$730.30, best value).
- MOM requires minimum S$60,000 medical insurance and S$60,000 personal accident for all FDWs.
- Security bond of S$5,000 is included in all plans, no separate purchase needed.
- Since July 2025: Insurers pay hospitals directly, no upfront payment required from employers.
- Co-payment: Insurer 75% / employer 25% for medical claims above S$15,000.
Source: Ministry of Manpower (MOM) |
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