First-Time Maid Employer Singapore 2026: The Complete 8-Week Checklist

Hiring a migrant domestic worker (MDW) for the first time in Singapore can feel overwhelming — between the Employer Orientation Programme (EOP), the S$5,000 security bond, the monthly levy, and figuring out which agency to trust, most first-time employers underestimate how much there is to plan. The good news: if you give yourself roughly eight weeks from decision to having a helper at your door, the process is genuinely manageable.
This pillar checklist walks you through every step in the order you should tackle it, links to in-depth guides for each decision point, and flags the seven mistakes we see first-timers make most often. Bookmark this page — it ties together the rest of our Singapore-employer library.
The 8-Week Timeline: From Decision To Helper-At-Your-Door

- Week 1: Self-eligibility check + budget planning + start EOP
- Week 2: Finish EOP, decide nationality, decide transfer vs. fresh
- Week 3: Shortlist MOM-licensed agencies; biodata review
- Week 4: Interviews + final selection
- Week 5: Work Permit application, security bond, insurance
- Week 6: Helper's medical/training in source country; room prep at home
- Week 7: Arrival, Settling-In Programme (SIP), thumbprinting
- Week 8: First payslip, house orientation, ongoing rhythm established
Step 1 — Self-Eligibility Check (Week 1)
Before you spend a dollar, confirm that you actually qualify to hire a helper. MOM requires the employer (or sponsor) to be at least 21, mentally sound, financially stable, and either a Singapore Citizen, PR, or eligible foreign work-pass holder. Households without young children or elderly dependants face additional scrutiny on monthly income.
Run through our full eligibility matrix in Criteria To Hire A Maid In Singapore (2026) before going further. If you don't qualify on your own, you may be able to sponsor through a spouse — but confirm this in writing first.
Step 2 — Budget Planning (Week 1–2)
The single biggest first-timer surprise is the total first-year cost: roughly S$10,000–S$15,000 including agency fee, salary, levy, food, medical, insurance, and bond. Many employers budget only for monthly salary and get caught off-guard by recurring statutory costs.
Work through the full 2026 cost breakdown to model your situation. Pay particular attention to the FDW levy (S$300/month standard or S$60 concessionary) — check whether you qualify for levy concession or relief, which can save up to S$2,880/year.
Step 3 — Complete The Employer Orientation Programme (Week 1–2)
The EOP is mandatory for all first-time employers and sponsors. It's a free online course on mom.gov.sg taking about 90 minutes, covering your obligations on rest days, salary, food, accommodation, medical care, and termination. Without an EOP completion certificate, MOM will not approve your Work Permit application.
Tip: complete it before you sign with an agency. It changes how you'll evaluate the rest of the process.
Step 4 — Choose Nationality / Source Country (Week 2)
Singapore allows helpers from a fixed list of source countries — most commonly the Philippines, Indonesia, and Myanmar. Each has different strengths around English ability, cooking style, childcare experience, salary expectations, and processing time. There's no best nationality, only the right match for your family.
Read our head-to-head: Filipino vs. Indonesian vs. Myanmar Helper (2026). Then browse profiles directly: Filipino helpers, Indonesian helpers, and Myanmar helpers.
Step 5 — Transfer Or Fresh-Hire? (Week 2–3)
A transfer helper is already in Singapore on a Work Permit — you can interview face-to-face, she can start in 1–2 weeks, and you avoid airfare and training costs. A fresh helper is new from her home country: lower salary expectations, no Singapore baggage, but 6–10 weeks of processing and training before she arrives.
Our full comparison is in How To Transfer A Helper In Singapore (2026). First-timers with no urgent timeline often prefer fresh; those who need help immediately should start with transfers.
Step 6 — Pick A Licensed Maid Agency (Week 3)
Only deal with agencies holding a valid MOM Employment Agency licence (EA licence). Check their EA Personnel rating, recent reviews, and replacement policy in writing before signing. Upwill operates under EA Licence 24C2628 — you can verify any agency on MOM's portal.
Use our shortlists: MOM-Approved Maid Agencies (2026) and How To Choose A Maid Agency. Walk away from anyone who pressures you, refuses to put fees in writing, or asks you to interview helpers without showing their biodata.
Step 7 — Interview Candidates And Select (Week 3–4)
Plan to interview at least three candidates by video call. Prepare scenario questions (How would you handle a toddler tantrum? Show me how you'd cook a simple meal) rather than yes/no questions. Ask about previous employers and reasons for leaving — and verify those claims with the agency.
See How To Check A Helper's Employment History for the legal ways to verify past employment. Do not skip this step — it's the single biggest predictor of a successful hire.
Step 8 — Work Permit, Security Bond, Insurance (Week 4–5)
Once you've selected your helper, your agency files the Work Permit application via MOM's WP Online. You must also:
- Post a S$5,000 security bond (waived for Malaysian helpers). Details: Security Bond Guide.
- Buy medical and personal accident insurance (minimum S$60,000 medical, S$60,000 PA).
- Pay the first month's levy through GIRO.
In-Principle Approval (IPA) is typically issued in 1–3 working days. Your helper cannot fly until the IPA is in hand.
Step 9 — Pre-Arrival Preparation (Week 5–6)
MOM requires adequate, private accommodation — a separate room is strongly preferred and required in some HDB layouts. The space should have a window or ventilation, a proper bed (not a mattress on a corridor floor), and a lockable storage area for personal belongings.
Review the standards in our Accommodation Guide before her arrival. While you're at it, draft a written employment contract — even though MOM doesn't strictly require one in your format, having a signed document covering salary, rest days, food, scope of work, and notice period prevents 80% of future disputes.
Step 10 — Welcome Day And First Month (Week 6–8)
On arrival day, collect your helper from the airport (or via the agency), let her rest, and avoid dumping the full house tour on day one. Within three working days she must attend the Settling-In Programme (SIP) and complete thumbprinting at MOM.
In her first week, walk through expectations slowly: working hours, rest day, food, prayer or religious needs, communication style, and how you'll handle mistakes. Set up a clear monthly payslip from day one — see How To Calculate Helper Salary (2026) for a template and worked examples.
The 7 Most Common First-Time Mistakes

- Underestimating monthly costs. Levy, food, medical top-ups, and ad-hoc expenses easily add S$300–500/month beyond salary.
- Skipping a written employment contract. Verbal agreements collapse under stress. Put salary, off-days, scope, and notice in writing.
- Holding her passport. This is illegal. Read Helper Passport Rules (2026) — you can offer safekeeping, but only with her written consent and on-demand return.
- Mismanaging rest days. She is entitled to one rest day per week. Compensating in lieu requires her written agreement. See Mandatory Rest Day Rules.
- Inadequate food provision. You must provide three meals daily or a food allowance — see Maid Food Allowance (2026) for the going rate.
- Salary deduction confusion. You cannot deduct for breakages, food, or accommodation without strict MOM-approved cause. Review Salary Deductions (2026).
- Not planning for the 6-monthly medical. MOM-mandated screenings for pregnancy and infectious disease are your responsibility — schedule them in your calendar now. Details: 6-Monthly Medical Examination.
If Things Don't Work Out
Roughly 1 in 5 first-time placements end in a transfer or termination within the first year — and that's okay if handled correctly. You have three paths:
- Transfer her to a new employer — usually the fairest option if the mismatch isn't her fault. See How To Transfer A Helper.
- Terminate the contract and repatriate. See How To Terminate A Maid Contract.
- If she initiates termination — your obligations differ. Read If Your Maid Wants To Terminate.
Your Printable First-Month Checklist
- ☐ EOP certificate saved
- ☐ Work Permit / IPA printed
- ☐ Security bond posted
- ☐ Insurance policy active and printed
- ☐ Written employment contract signed by both parties
- ☐ Bedroom prepared, key/lock arrangement explained
- ☐ Rest day discussed and agreed in writing
- ☐ Food arrangement (cooked meals or allowance) clarified
- ☐ Passport safekeeping form signed (or returned to her)
- ☐ Salary payment method and payslip template ready
- ☐ Settling-In Programme attended within 3 working days
- ☐ Thumbprinting at MOM completed
- ☐ Levy GIRO active
- ☐ 6-monthly medical reminder set in calendar
- ☐ Emergency contacts exchanged (yours, hers, agency, embassy)
Hiring your first helper is a relationship — not a transaction. Move slowly through the first eight weeks, document everything, and lean on a MOM-licensed agency that's willing to support you beyond placement. If you'd like Upwill's team to walk you through any step, we're here.